Tool

EMI planner

Treatment above ₹10,000 often stalls on affordability. This planner shows what the same treatment looks like month by month.

Work out the instalment

Indicative figures · approval depends on your bank

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₹5,000₹1,50,000₹3,00,000

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Tenure (months)

Estimated monthly instalment
₹3,571

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    Paying in EMI at the clinic

    Card EMI can be used for larger treatments at the clinic. Mention it at your consultation and we will include the monthly figure in your written estimate. Approval rests with your bank.

    This is an estimate. The final cost is confirmed after a clinical examination, and you receive a written estimate before treatment begins. EMI availability and approval depend on your bank or card issuer — this is not an offer of credit.

    Common questions

    Can I pay for my treatment in EMI at the clinic?

    Yes. For larger treatments you can pay by card EMI at the clinic, subject to your bank's approval and the limit on your card. Tell us at the consultation and we will factor it into the written estimate so you know the monthly figure before treatment starts.

    Which treatments are worth putting on EMI?

    Typically anything above ₹20,000 — implants at ₹40,000, braces at ₹35,000, aligners at ₹65,000, full-arch dentures, or multi-tooth crown and veneer work. Smaller treatments are usually simpler to pay outright.

    Is approval guaranteed?

    No. EMI is a facility offered by your bank or card issuer, not by the clinic. Eligibility depends on your card, limit and the issuer's own checks. The planner on this page is illustrative — it shows you what the instalments would look like, not what you have been approved for.

    Can I split payment across treatment stages instead?

    Often yes, and for long treatments it is the simpler option. Orthodontic treatment is naturally staged over 12 to 24 months of visits, and implant treatment has a natural gap between placement and the crown. Talk to us — a staged payment plan needs no bank approval at all.

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